MKB Health Fund was established in 1998, and has been in dynamic development since then. The background of the Fund the MKB Bank Rt. with over 60 years of experience and its majority owner, Bayerische Landesbank.
MKB Health Fund is currently in a leading position on the Hungarian health fund market. It has more than 135 thousand members, assets amounting to HUF 8,5 billion, over 11500 service providers and over 6500 card accepting places, belonging to the most modern and efficient health funds with a stable high-quality financial and administration background and on the basis of its member-friendly services.
Our Fund has low and degressive operating expenses, the lowest monthly membership fees coupled with a professional, high-quality and member-friendly operating system.
The Hungarian State provides significant tax allowances to those who think of the protection of their own health as well as that of their family members or their employees or use medical services that are not supported, or just partially supported by social insurance, through the voluntary health funds established on the basis of Act XCVI of 1993 (Act on Voluntary Health Funds).
As regards individuals, on the basis of their individual payments such persons may dispose of a 20% reimbursements to be credited to their individual health accounts, while employers may support their employees.
In consideration of the relevant tax allowances, the utilisation of the amounts paid is regulated by the Act on Voluntary Health Funds and Government Decree no. 268/1997. (XII.22.). The Statutes, Service Regulations and Card Usage Regulation of the Fund were prepared on the basis of the aforementioned legal regulations.
All services which are permitted by prevailing laws can be financed by MKB Health Fund. Our basic principle is to provide the greatest possible room for manoeuvre for our members by our regulations and rules of procedure.
For MKB Health Fund it is of outstanding importance to allow its members to participate in health prevention and other health care programmes as widely as possible. In order to achieve that we conclude contracts with service providers on an ongoing basis in accordance with our members\\\\'\\\\' requests; we help them with purchases in pharmacies and encourage our members to live an active life with a wide variety of sports.
Amounts paid are divided by our Fund on the basis of the following bands:
Payment bands, amounts, | To Provision of Cover | To | To |
For amounts between HUF 1-100,000 per year | 92.9% | 7% | 0.1% |
For amounts between HUF 100,001-200,000 per year | 94.9% | 5% | 0.1% |
For amounts HUF 200,001- 300,000 per year | 95.9% | 4% | 0.1% |
For amounts HUF 300,001 - 500,000 per year | 96.9% | 3% | 0.1% |
For amounts above HUF 500,001 per year
| 97.9% | 2% | 0.1% |